Last updated: January 1, 2024
By accessing and using Prism Pay services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
To use our services, you must register for an account and provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.
All users are required to complete identity verification (KYC) before accessing full banking features. You agree to provide accurate identification documents and consent to our verification process.
You may use our services only for lawful purposes and in accordance with these Terms. You agree not to use our services for any fraudulent, unlawful, or prohibited activity.
All transactions are subject to verification and may be delayed or declined at our discretion. We reserve the right to reverse transactions that appear fraudulent or in violation of these Terms.
Certain services may be subject to fees. All applicable fees will be clearly disclosed before you complete a transaction. We reserve the right to modify our fee structure with reasonable notice.
We reserve the right to suspend or terminate your account at any time if we believe you have violated these Terms, engaged in fraudulent activity, or for any other reason at our sole discretion.
Prism Pay shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.
These Terms shall be governed by and construed in accordance with applicable financial regulations and laws.