@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&display=swap');

:root{
  --p:#0a0f1e;--p2:#0d1525;--p3:#111d35;
  --acc:#c9a84c;--acc2:#e8c96a;--acc3:#a8872f;
  --surf:#111827;--surf2:#1a2235;--surf3:#1f2b42;
  --bdr:#1e2d47;--bdr2:#253553;
  --txt:#f0f4ff;--txt2:#8a9abb;--txt3:#4a5a7a;
  --ok:#10b981;--ok-bg:rgba(16,185,129,.1);
  --err:#ef4444;--err-bg:rgba(239,68,68,.1);
  --warn:#f59e0b;--warn-bg:rgba(245,158,11,.1);
  --info:#3b82f6;--info-bg:rgba(59,130,246,.1);
  --font:'Inter',sans-serif;--disp:'Playfair Display',serif;
  --r:10px;--rl:16px;--rs:6px;
  --sh:0 4px 24px rgba(0,0,0,.5);--shm:0 12px 40px rgba(0,0,0,.6);--shl:0 24px 64px rgba(0,0,0,.7);
  --glow:0 0 32px rgba(201,168,76,.18);
  --tr:all .2s cubic-bezier(.4,0,.2,1);
}
[data-theme=light]{
  --p:#f8faff;--p2:#f0f4ff;--p3:#e8eeff;
  --surf:#ffffff;--surf2:#f4f7ff;--surf3:#edf2ff;
  --bdr:#dde4f5;--bdr2:#c8d4f0;
  --txt:#060c1a;--txt2:#3d4f72;--txt3:#8a9abb;
  --sh:0 4px 24px rgba(0,0,0,.07);--shm:0 12px 40px rgba(0,0,0,.1);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);background:var(--p);color:var(--txt);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}
button{cursor:pointer;font-family:inherit}
input,select,textarea{font-family:inherit}
::-webkit-scrollbar{width:4px;height:4px}
::-webkit-scrollbar-track{background:transparent}
::-webkit-scrollbar-thumb{background:var(--bdr2);border-radius:99px}

/* TYPOGRAPHY */
h1,h2,h3,h4,h5,h6{font-weight:700;line-height:1.15;color:var(--txt)}
h1{font-size:clamp(2.2rem,5vw,3.8rem)}
h2{font-size:clamp(1.6rem,3vw,2.6rem)}
h3{font-size:clamp(1.1rem,2vw,1.5rem)}
p{color:var(--txt2);line-height:1.8}
.disp{font-family:var(--disp)}

/* LAYOUT */
.container{max-width:1200px;margin:0 auto;padding:0 24px}
.container-sm{max-width:860px;margin:0 auto;padding:0 24px}
.section{padding:96px 0}.section-sm{padding:56px 0}

/* CARDS */
.card{background:var(--surf);border:1px solid var(--bdr);border-radius:var(--rl);padding:24px}
.card-sm{padding:16px;border-radius:var(--r)}
.card-glass{background:rgba(255,255,255,.03);backdrop-filter:blur(20px);border:1px solid rgba(255,255,255,.07);border-radius:var(--rl);padding:24px}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 22px;border-radius:var(--r);font-weight:600;font-size:.9rem;border:none;transition:var(--tr);white-space:nowrap;cursor:pointer;letter-spacing:.01em}
.btn-primary{background:linear-gradient(135deg,var(--acc),var(--acc3));color:#0a0f1e;font-weight:700}
.btn-primary:hover{filter:brightness(1.1);transform:translateY(-1px);box-shadow:0 8px 24px rgba(201,168,76,.4)}
.btn-dark{background:var(--surf3);color:var(--txt);border:1px solid var(--bdr2)}
.btn-dark:hover{border-color:var(--acc);color:var(--acc)}
.btn-outline{background:transparent;color:var(--acc);border:1.5px solid var(--acc)}
.btn-outline:hover{background:var(--acc);color:#0a0f1e}
.btn-ghost{background:transparent;color:var(--txt2);border:1px solid var(--bdr)}
.btn-ghost:hover{background:var(--surf2);color:var(--txt);border-color:var(--bdr2)}
.btn-danger{background:var(--err-bg);color:var(--err);border:1px solid rgba(239,68,68,.3)}
.btn-danger:hover{background:var(--err);color:#fff}
.btn-success{background:var(--ok-bg);color:var(--ok);border:1px solid rgba(16,185,129,.3)}
.btn-success:hover{background:var(--ok);color:#fff}
.btn-sm{padding:7px 14px;font-size:.82rem;border-radius:var(--rs)}
.btn-lg{padding:14px 32px;font-size:1rem}
.btn-full{width:100%;justify-content:center}

/* FORMS */
.form-group{margin-bottom:18px}
.form-label{display:block;font-weight:600;font-size:.78rem;margin-bottom:7px;color:var(--txt2);text-transform:uppercase;letter-spacing:.07em}
.form-control{width:100%;padding:12px 15px;border:1.5px solid var(--bdr);border-radius:var(--r);font-size:.92rem;color:var(--txt);background:var(--surf2);transition:var(--tr);outline:none}
.form-control:focus{border-color:var(--acc);box-shadow:0 0 0 3px rgba(201,168,76,.12);background:var(--surf)}
.form-control::placeholder{color:var(--txt3)}
textarea.form-control{resize:vertical;min-height:90px}
select.form-control{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%238a9abb' d='M6 8L1 3h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
select.form-control option{background:var(--surf);color:var(--txt)}
.input-group{position:relative}
.input-icon{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--txt3);pointer-events:none;display:flex;align-items:center}
.input-group .form-control{padding-left:44px}
.input-suffix{position:absolute;right:12px;top:50%;transform:translateY(-50%);background:none;border:none;color:var(--txt2);cursor:pointer;padding:4px}
.form-hint{font-size:.76rem;color:var(--txt3);margin-top:5px}
.form-error{font-size:.76rem;color:var(--err);margin-top:5px}

/* PIN INPUT */
.pin-inputs{display:flex;gap:10px;justify-content:center}
.pin-input{width:54px;height:62px;background:var(--surf2);border:2px solid var(--bdr);border-radius:var(--r);font-size:1.6rem;font-weight:800;color:var(--acc);text-align:center;outline:none;transition:var(--tr)}
.pin-input:focus{border-color:var(--acc);box-shadow:0 0 0 3px rgba(201,168,76,.15)}
.pin-input.filled{border-color:var(--acc)}

/* ALERTS */
.alert{padding:13px 16px;border-radius:var(--r);font-size:.88rem;display:flex;align-items:flex-start;gap:10px;margin-bottom:18px;line-height:1.5}
.alert-success{background:var(--ok-bg);color:var(--ok);border-left:3px solid var(--ok)}
.alert-danger{background:var(--err-bg);color:var(--err);border-left:3px solid var(--err)}
.alert-warning{background:var(--warn-bg);color:var(--warn);border-left:3px solid var(--warn)}
.alert-info{background:var(--info-bg);color:var(--info);border-left:3px solid var(--info)}

/* BADGES */
.badge{display:inline-flex;align-items:center;padding:3px 10px;border-radius:99px;font-size:.72rem;font-weight:700;letter-spacing:.03em;white-space:nowrap}
.badge-success{background:var(--ok-bg);color:var(--ok)}
.badge-danger{background:var(--err-bg);color:var(--err)}
.badge-warning{background:var(--warn-bg);color:var(--warn)}
.badge-info{background:var(--info-bg);color:var(--info)}
.badge-neutral{background:var(--surf3);color:var(--txt2)}
.badge-accent{background:rgba(201,168,76,.15);color:var(--acc)}

/* TABLE */
.table-container{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:var(--r)}
.table{width:100%;border-collapse:collapse;font-size:.87rem;min-width:560px}
.table th{background:var(--surf2);font-weight:700;font-size:.72rem;text-transform:uppercase;letter-spacing:.07em;color:var(--txt3);padding:11px 14px;text-align:left;border-bottom:1px solid var(--bdr)}
.table td{padding:13px 14px;border-bottom:1px solid var(--bdr);vertical-align:middle}
.table tr:last-child td{border-bottom:none}
.table tbody tr:hover td{background:var(--surf2)}

/* MODAL */
.modal-overlay{position:fixed;inset:0;background:rgba(0,0,0,.75);backdrop-filter:blur(6px);z-index:1000;display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;visibility:hidden;transition:var(--tr)}
.modal-overlay.active{opacity:1;visibility:visible}
.modal{background:var(--surf);border:1px solid var(--bdr2);border-radius:var(--rl);padding:28px;width:100%;max-width:500px;max-height:90vh;overflow-y:auto;transform:translateY(16px) scale(.97);transition:var(--tr)}
.modal-overlay.active .modal{transform:none}
.modal-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px}
.modal-close{background:none;border:none;font-size:1.4rem;color:var(--txt2);cursor:pointer;line-height:1;padding:4px}

/* TOAST */
#toast-container{position:fixed;top:20px;right:20px;z-index:9999;display:flex;flex-direction:column;gap:10px;pointer-events:none;max-width:340px}
.toast{background:var(--surf);border:1px solid var(--bdr2);border-radius:var(--r);padding:14px 18px;display:flex;align-items:center;gap:12px;box-shadow:var(--shm);font-size:.87rem;pointer-events:all;animation:toastIn .3s ease}
@keyframes toastIn{from{opacity:0;transform:translateX(20px)}to{opacity:1;transform:none}}
.toast-icon{width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:.85rem}
.toast-success .toast-icon{background:var(--ok-bg);color:var(--ok)}
.toast-danger  .toast-icon{background:var(--err-bg);color:var(--err)}
.toast-warning .toast-icon{background:var(--warn-bg);color:var(--warn)}
.toast-info    .toast-icon{background:var(--info-bg);color:var(--info)}
.toast-content{flex:1;min-width:0}
.toast-title{font-weight:700;font-size:.87rem;margin-bottom:2px}
.toast-msg{font-size:.79rem;color:var(--txt2);line-height:1.4}
.toast-close{background:none;border:none;color:var(--txt3);cursor:pointer;font-size:1rem;flex-shrink:0}

/* PUBLIC NAV */
.public-nav{position:fixed;top:0;left:0;right:0;z-index:900;padding:18px 0;transition:var(--tr)}
.public-nav.scrolled{background:rgba(10,15,30,.96);backdrop-filter:blur(24px);padding:12px 0;border-bottom:1px solid var(--bdr)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;max-width:1200px;margin:0 auto;padding:0 24px}
.nav-logo{display:flex;align-items:center;gap:10px;color:var(--txt);font-weight:800;font-size:1.2rem}
.nav-logo-mark{width:36px;height:36px;background:linear-gradient(135deg,var(--acc),var(--acc3));border-radius:8px;display:flex;align-items:center;justify-content:center;color:#0a0f1e;font-weight:900;font-size:1rem}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{color:rgba(255,255,255,.65);font-size:.9rem;font-weight:500;transition:var(--tr);position:relative}
.nav-links a::after{content:'';position:absolute;bottom:-3px;left:0;width:0;height:1.5px;background:var(--acc);transition:var(--tr)}
.nav-links a:hover{color:#fff}.nav-links a:hover::after{width:100%}
.nav-actions{display:flex;align-items:center;gap:10px}
.hamburger{display:none;flex-direction:column;gap:4px;background:none;border:none;padding:4px;cursor:pointer;z-index:901}
.hamburger span{display:block;width:22px;height:2px;background:var(--txt);border-radius:2px;transition:var(--tr)}

/* THEME TOGGLE */
.theme-toggle{width:44px;height:23px;background:var(--surf3);border:1px solid var(--bdr2);border-radius:99px;cursor:pointer;position:relative;transition:var(--tr);flex-shrink:0}
.theme-toggle::after{content:'';position:absolute;top:2.5px;left:2.5px;width:16px;height:16px;background:var(--acc);border-radius:50%;transition:var(--tr)}
[data-theme=light] .theme-toggle::after{transform:translateX(21px)}

/* HERO */
.hero{min-height:100vh;background:var(--p);position:relative;display:flex;align-items:center;overflow:hidden}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(201,168,76,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(201,168,76,.04) 1px,transparent 1px);background-size:64px 64px;mask-image:radial-gradient(ellipse 80% 60% at 50% 50%,black,transparent)}
.hero-glow1{position:absolute;top:-150px;left:50%;transform:translateX(-50%);width:900px;height:600px;background:radial-gradient(ellipse,rgba(201,168,76,.07) 0%,transparent 65%);pointer-events:none}
.hero-glow2{position:absolute;bottom:-100px;right:-80px;width:500px;height:500px;background:radial-gradient(ellipse,rgba(59,130,246,.05) 0%,transparent 65%);pointer-events:none}
.hero-content{position:relative;z-index:2;padding:130px 0 80px;width:100%}
.hero-eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(201,168,76,.08);border:1px solid rgba(201,168,76,.25);color:var(--acc);padding:6px 14px;border-radius:99px;font-size:.76rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;margin-bottom:22px}
.hero h1{color:var(--txt);line-height:1.05;margin-bottom:22px}
.hero h1 em{font-style:normal;background:linear-gradient(135deg,var(--acc),var(--acc2));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-family:var(--disp)}
.hero p{font-size:1.05rem;color:var(--txt2);max-width:520px;margin-bottom:36px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero-stats{display:flex;gap:44px;margin-top:56px;padding-top:40px;border-top:1px solid var(--bdr);flex-wrap:wrap}
.hstat-val{font-size:1.9rem;font-weight:900;color:var(--txt);font-family:var(--disp)}
.hstat-val span{color:var(--acc)}
.hstat-lbl{font-size:.75rem;color:var(--txt3);margin-top:3px;text-transform:uppercase;letter-spacing:.06em}

/* SECTION LABELS */
.section-tag{display:inline-flex;align-items:center;gap:8px;color:var(--acc);font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;margin-bottom:14px}
.section-tag::before{content:'';width:20px;height:1.5px;background:var(--acc)}

/* FEATURE CARD */
.feat-card{background:var(--surf);border:1px solid var(--bdr);border-radius:var(--rl);padding:28px;transition:var(--tr);position:relative;overflow:hidden}
.feat-card::after{content:'';position:absolute;bottom:0;left:0;right:0;height:2px;background:linear-gradient(90deg,transparent,var(--acc),transparent);opacity:0;transition:var(--tr)}
.feat-card:hover{border-color:rgba(201,168,76,.35);transform:translateY(-4px);box-shadow:var(--glow)}.feat-card:hover::after{opacity:1}
.feat-icon{width:48px;height:48px;background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.2);border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--acc);font-size:1.3rem}

/* FOOTER */
.footer{background:var(--p2);border-top:1px solid var(--bdr);padding:64px 0 28px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid var(--bdr);margin-bottom:28px}
.footer h4{color:var(--txt);font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px}
.footer-links{list-style:none}
.footer-links li{margin-bottom:9px}
.footer-links a{color:var(--txt3);font-size:.87rem;transition:var(--tr)}.footer-links a:hover{color:var(--acc)}
.footer-bottom{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px}
.footer-bottom p{font-size:.8rem;color:var(--txt3)}

/* AUTH */
.auth-page{min-height:100vh;display:grid;grid-template-columns:1fr 1fr}
.auth-left{background:linear-gradient(135deg,var(--p) 0%,var(--p3) 100%);padding:56px;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden}
.auth-left::before{content:'';position:absolute;top:-100px;right:-100px;width:400px;height:400px;background:radial-gradient(circle,rgba(201,168,76,.08),transparent 65%)}
.auth-left::after{content:'';position:absolute;bottom:-60px;left:-60px;width:300px;height:300px;background:radial-gradient(circle,rgba(59,130,246,.06),transparent 65%)}
.auth-right{background:var(--p);padding:56px;display:flex;flex-direction:column;justify-content:center;overflow-y:auto}
.auth-card{max-width:440px;margin:0 auto;width:100%}
.auth-title{font-size:1.9rem;font-weight:800;margin-bottom:8px}
.auth-sub{color:var(--txt2);margin-bottom:32px}

/* DASHBOARD LAYOUT */
.sidebar{background:var(--p2);border-right:1px solid var(--bdr);position:fixed;top:0;left:0;width:250px;height:100vh;overflow-y:auto;z-index:200;display:flex;flex-direction:column;transition:transform .3s}
.sidebar-logo{padding:22px 20px;display:flex;align-items:center;gap:10px;border-bottom:1px solid var(--bdr)}
.sidebar-logo-mark{width:34px;height:34px;background:linear-gradient(135deg,var(--acc),var(--acc3));border-radius:8px;display:flex;align-items:center;justify-content:center;color:#0a0f1e;font-weight:900;font-size:.95rem;flex-shrink:0}
.sidebar-logo-name{color:var(--txt);font-weight:800;font-size:1.05rem}
.sidebar-nav{flex:1;padding:10px}
.sidebar-sec{font-size:.65rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--txt3);padding:16px 10px 6px}
.sidebar-link{display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:var(--rs);color:var(--txt2);font-size:.87rem;font-weight:500;transition:var(--tr);margin-bottom:1px;position:relative}
.sidebar-link svg{width:16px;height:16px;flex-shrink:0;opacity:.7;transition:var(--tr)}
.sidebar-link:hover{background:var(--surf3);color:var(--txt)}.sidebar-link:hover svg{opacity:1}
.sidebar-link.active{background:rgba(201,168,76,.12);color:var(--acc);font-weight:600}
.sidebar-link.active svg{opacity:1}
.sidebar-link.active::before{content:'';position:absolute;left:0;top:25%;bottom:25%;width:2.5px;background:var(--acc);border-radius:0 2px 2px 0}
.sidebar-badge{margin-left:auto;background:var(--acc);color:#0a0f1e;width:18px;height:18px;border-radius:50%;font-size:.64rem;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.sidebar-bottom{padding:14px 16px;border-top:1px solid var(--bdr)}
.s-user{display:flex;align-items:center;gap:10px}
.s-avatar{width:34px;height:34px;border-radius:50%;background:rgba(201,168,76,.15);border:1.5px solid rgba(201,168,76,.3);display:flex;align-items:center;justify-content:center;font-weight:700;color:var(--acc);font-size:.82rem;overflow:hidden;flex-shrink:0}
.s-name{font-size:.83rem;font-weight:600;color:var(--txt);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.s-role{font-size:.7rem;color:var(--txt3)}

/* DASHBOARD MAIN */
.dash-main{margin-left:250px;min-height:100vh;display:flex;flex-direction:column;background:var(--p)}
.topbar{background:var(--p2);border-bottom:1px solid var(--bdr);padding:13px 28px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:100;backdrop-filter:blur(12px)}
.topbar-title{font-weight:700;font-size:.95rem}
.topbar-actions{display:flex;align-items:center;gap:8px}
.topbar-btn{width:36px;height:36px;border-radius:var(--rs);background:var(--surf3);border:1px solid var(--bdr);display:flex;align-items:center;justify-content:center;cursor:pointer;transition:var(--tr);color:var(--txt2);position:relative;text-decoration:none}
.topbar-btn:hover{border-color:var(--bdr2);color:var(--txt)}
.notif-dot{position:absolute;top:7px;right:7px;width:7px;height:7px;background:var(--err);border-radius:50%;border:1.5px solid var(--p2)}
.dash-content{padding:28px;flex:1}
#sidebar-btn{display:none}

/* BALANCE CARD — HERO CARD */
.balance-card{background:linear-gradient(135deg,#0a1220 0%,#0f1a2e 50%,#091020 100%);border:1px solid rgba(201,168,76,.2);border-radius:20px;padding:28px 32px;position:relative;overflow:hidden}
.balance-card::before{content:'';position:absolute;top:-80px;right:-80px;width:300px;height:300px;background:radial-gradient(circle,rgba(201,168,76,.12),transparent 55%);pointer-events:none}
.balance-card::after{content:'';position:absolute;bottom:-80px;left:-40px;width:240px;height:240px;background:radial-gradient(circle,rgba(59,130,246,.06),transparent 55%);pointer-events:none}
.bal-label{font-size:.7rem;color:rgba(255,255,255,.4);text-transform:uppercase;letter-spacing:.12em;margin-bottom:8px}
.bal-amount{font-size:clamp(2rem,4vw,2.8rem);font-weight:900;color:#fff;font-family:var(--disp);line-height:1;margin-bottom:4px}
.bal-amount .sym{font-size:.5em;opacity:.6;font-family:var(--font);font-weight:600}
.bal-acct{font-size:.8rem;color:rgba(255,255,255,.3);letter-spacing:.1em;margin-top:8px}
.bal-pill{display:inline-flex;align-items:center;gap:5px;background:rgba(16,185,129,.12);border:1px solid rgba(16,185,129,.2);color:#10b981;padding:3px 10px;border-radius:99px;font-size:.7rem;font-weight:600;margin-top:10px}
.bal-pill::before{content:'';width:5px;height:5px;background:#10b981;border-radius:50%}

/* QUICK ACTIONS */
.quick-actions{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.qa{background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r);padding:14px 8px;text-align:center;transition:var(--tr);cursor:pointer;color:var(--txt2);display:block}
.qa:hover{border-color:rgba(201,168,76,.4);color:var(--acc);transform:translateY(-2px);box-shadow:var(--glow)}
.qa-icon{width:40px;height:40px;background:var(--surf2);border-radius:var(--rs);display:flex;align-items:center;justify-content:center;margin:0 auto 8px;color:var(--acc);transition:var(--tr)}
.qa:hover .qa-icon{background:rgba(201,168,76,.12)}
.qa-lbl{font-size:.73rem;font-weight:600;letter-spacing:.02em}

/* TRANSACTION ITEM */
.txn-list{display:flex;flex-direction:column}
.txn-item{display:flex;align-items:center;gap:13px;padding:13px 0;border-bottom:1px solid var(--bdr);text-decoration:none;color:inherit;transition:var(--tr)}
.txn-item:last-child{border-bottom:none}
.txn-item:hover{padding-left:4px}
.txn-icon{width:40px;height:40px;border-radius:var(--rs);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.txn-icon.credit{background:var(--ok-bg);color:var(--ok)}
.txn-icon.debit{background:var(--err-bg);color:var(--err)}
.txn-desc{font-weight:600;font-size:.87rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.txn-date{font-size:.74rem;color:var(--txt3);margin-top:1px}
.txn-amt{font-weight:700;font-size:.9rem;white-space:nowrap}
.txn-amt.credit{color:var(--ok)}.txn-amt.debit{color:var(--err)}

/* BANK CARD UI */
.bank-card{border-radius:18px;padding:22px 24px;position:relative;overflow:hidden;min-height:178px;display:flex;flex-direction:column;justify-content:space-between;color:#fff;transition:var(--tr);cursor:pointer}
.bank-card:hover{transform:translateY(-5px);box-shadow:0 24px 48px rgba(0,0,0,.5)}
.bank-card::before{content:'';position:absolute;top:-30px;right:-30px;width:150px;height:150px;background:rgba(255,255,255,.07);border-radius:50%}
.card-chip{width:32px;height:26px;background:linear-gradient(135deg,#f0c040,#b8860b);border-radius:4px}
.card-num{font-size:.9rem;letter-spacing:.2em;font-weight:500;margin-top:14px}
.card-btm{display:flex;justify-content:space-between;align-items:flex-end;margin-top:10px}
.card-holder-name{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em}
.card-expiry{font-size:.72rem;opacity:.7;text-align:right}
.card-brand{font-size:.9rem;font-weight:900;font-style:italic;position:absolute;top:18px;right:18px;opacity:.9}

/* STAT CARD */
.stat-card{background:var(--surf);border:1px solid var(--bdr);border-radius:var(--rl);padding:20px;display:flex;align-items:center;gap:14px;transition:var(--tr)}
.stat-card:hover{border-color:var(--bdr2);box-shadow:var(--sh)}
.stat-icon{width:48px;height:48px;border-radius:var(--r);display:flex;align-items:center;justify-content:center;font-size:1.3rem;flex-shrink:0}
.stat-val{font-size:1.7rem;font-weight:900;line-height:1}
.stat-lbl{font-size:.72rem;color:var(--txt3);margin-top:3px;text-transform:uppercase;letter-spacing:.05em}

/* PAGINATION */
.pagination{display:flex;gap:5px;align-items:center;justify-content:center;margin-top:22px;flex-wrap:wrap}
.pagination a,.pagination span{display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:var(--rs);font-size:.85rem;font-weight:600;border:1px solid var(--bdr);color:var(--txt2);transition:var(--tr)}
.pagination a:hover{background:var(--surf2);color:var(--txt)}
.pagination .active{background:linear-gradient(135deg,var(--acc),var(--acc3));color:#0a0f1e;border-color:var(--acc)}

/* CHAT */
.chat-wrap{display:flex;flex-direction:column;height:calc(100vh - 220px);min-height:380px}
.chat-msgs{flex:1;overflow-y:auto;padding:18px;display:flex;flex-direction:column;gap:14px}
.chat-msg{max-width:72%}
.chat-msg.user{align-self:flex-end}.chat-msg.admin{align-self:flex-start}
.chat-bubble{padding:11px 15px;border-radius:16px;font-size:.87rem;line-height:1.55;word-break:break-word}
.chat-msg.user .chat-bubble{background:linear-gradient(135deg,var(--acc),var(--acc3));color:#0a0f1e;border-bottom-right-radius:4px;font-weight:500}
.chat-msg.admin .chat-bubble{background:var(--surf2);color:var(--txt);border:1px solid var(--bdr);border-bottom-left-radius:4px}
.chat-time{font-size:.68rem;color:var(--txt3);margin-top:4px}
.chat-msg.user .chat-time{text-align:right}
.chat-input-wrap{padding:14px;border-top:1px solid var(--bdr);display:flex;gap:8px;align-items:flex-end;background:var(--p2)}
.chat-input-wrap textarea{flex:1;resize:none;padding:10px 14px;border:1.5px solid var(--bdr);border-radius:20px;font-family:inherit;font-size:.87rem;background:var(--surf);color:var(--txt);outline:none;max-height:100px;min-height:40px;transition:var(--tr)}
.chat-input-wrap textarea:focus{border-color:var(--acc)}
.chat-float{position:fixed;bottom:80px;right:20px;z-index:500}
.chat-float-btn{width:52px;height:52px;background:linear-gradient(135deg,var(--acc),var(--acc3));border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(201,168,76,.4);cursor:pointer;border:none;color:#0a0f1e;transition:var(--tr);text-decoration:none;animation:float 3s ease-in-out infinite}
.chat-float-btn:hover{transform:scale(1.08);animation-play-state:paused}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}

/* BOTTOM NAV */
.bottom-nav{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--p2);border-top:1px solid var(--bdr);z-index:300;padding-bottom:env(safe-area-inset-bottom,0)}
.bottom-nav-inner{display:flex;align-items:center;justify-content:space-around;padding:8px 4px;max-width:500px;margin:0 auto}
.bnav-item{display:flex;flex-direction:column;align-items:center;gap:3px;padding:6px 10px;text-decoration:none;color:var(--txt3);font-size:.67rem;font-weight:600;transition:var(--tr);background:none;border:none;font-family:inherit;cursor:pointer;min-width:50px}
.bnav-item svg{width:20px;height:20px}
.bnav-item.active{color:var(--acc)}
.bnav-center{width:52px;height:52px;background:linear-gradient(135deg,var(--acc),var(--acc3));border-radius:50%;display:flex;align-items:center;justify-content:center;color:#0a0f1e;box-shadow:0 6px 20px rgba(201,168,76,.45);margin-top:-16px;text-decoration:none;transition:var(--tr);flex-shrink:0}
.bnav-center:hover{transform:scale(1.07)}

/* ADMIN SIDEBAR */
.admin-sidebar{background:var(--p2);border-right:1px solid var(--bdr);position:fixed;top:0;left:0;width:242px;height:100vh;overflow-y:auto;z-index:200;display:flex;flex-direction:column;transition:transform .3s}
.admin-main{margin-left:242px;min-height:100vh;background:var(--p)}
#admin-menu-btn{display:none}

/* MISC */
.divider{height:1px;background:var(--bdr);margin:20px 0}
.text-center{text-align:center}.text-right{text-align:right}
.text-muted{color:var(--txt2)}.text-accent{color:var(--acc)}.text-ok{color:var(--ok)}.text-err{color:var(--err)}
.text-sm{font-size:.83rem}.text-xs{font-size:.73rem}
.font-bold{font-weight:700}.font-semi{font-weight:600}
.rounded{border-radius:var(--r)}.rounded-full{border-radius:999px}
.hidden{display:none!important}.w-full{width:100%}
.mt-1{margin-top:6px}.mt-2{margin-top:14px}.mt-3{margin-top:22px}.mt-4{margin-top:30px}
.mb-2{margin-bottom:14px}.mb-3{margin-bottom:22px}
.spinner{width:34px;height:34px;border:3px solid var(--bdr);border-top-color:var(--acc);border-radius:50%;animation:spin .7s linear infinite;margin:0 auto}
@keyframes spin{to{transform:rotate(360deg)}}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.visible{opacity:1;transform:none}

/* RESPONSIVE */
@media(max-width:1024px){
  .dash-main,.admin-main{margin-left:0!important}
  .sidebar,.admin-sidebar{transform:translateX(-260px)}
  .sidebar.open,.admin-sidebar.open{transform:none}
  .dash-content{padding:18px 14px 90px!important}
  #sidebar-btn,#admin-menu-btn{display:flex!important}
  .bottom-nav{display:block!important}
  .footer-grid{grid-template-columns:1fr 1fr!important;gap:28px!important}
}
@media(max-width:768px){
  .nav-links{display:none}
  .nav-links.open{display:flex!important;flex-direction:column;position:fixed;inset:0;background:rgba(10,15,30,.97);z-index:800;align-items:center;justify-content:center;gap:26px}
  .nav-links.open a{font-size:1.25rem;color:var(--txt)}
  .hamburger{display:flex}
  .hero-content{padding:90px 0 50px!important}
  .auth-left{display:none!important}
  .auth-page{grid-template-columns:1fr!important}
  .auth-right{padding:36px 22px!important}
  .quick-actions{grid-template-columns:repeat(3,1fr)!important}
  .footer-grid{grid-template-columns:1fr!important}
}
@media(max-width:480px){
  .container{padding:0 14px}
  .quick-actions{grid-template-columns:repeat(2,1fr)!important}
  .balance-card{padding:20px!important}
  .bal-amount{font-size:1.9rem!important}
  .section{padding:48px 0}
  .card{padding:16px 14px}
  .form-control,.form-control select{font-size:16px}
}
@media(min-width:1025px){.bottom-nav{display:none!important}}